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idebit technology

Nationally Recognized FedNow Innovation

300+ Banks Used Online Banking Technology

More than 3,000,000 accounts

Nationally Recognized FedNow Service Provider

First in the US to SEND FedNow Message as Additional Sender

FedNow Service Certified Technology Provider

'Send and Receive' and 'Request For Payment'

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Selected FedLine Customers

Enterprise-Grade Solution

Secure & Customizable

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Source: "Instant Payments Adoption Outlook: Quantitative Survey of U.S. Financial Institution Enablers, 2024." U.S. Faster Payments Council.

Seamless Integration

Connect your core banking systems with our secure API gateway. Our platform supports standard ACH and CSV formats as well as modern JSON APIs, making integration straightforward for your technical team — whether you’re a bank, fintech processor, or enterprise platform.

Figure: IMF Global Financial Stability Report (April 2024, Chapter 3 “Cyber Risk”)

Bank-Grade Security

Multi-Layered Protection

Financial institutions trust idebit for secure, real-time payment processing. Our platform enforces multi-factor authentication with TOTP-based two-factor verification, encrypted API credentials, and strict role-based access control—the same standards required by federal regulators.

Defense-in-Depth Architecture

Our security includes CSRF protection, security headers via Helmet (Content Security Policy, XSS protection, clickjacking prevention), and session-bound authentication tokens. With verification codes locked to 30-second windows and transactions completing in under 0.6 seconds, the attack surface for bad actors is virtually eliminated.

Complete Visibility & Control

Every action is logged, auditable, and compliant. Admin approval workflows ensure no unauthorized access, while real-time transaction reporting gives you complete visibility into your payment activity.

Whether you're a community bank, payroll provider, or enterprise platform—idebit delivers the security posture your compliance team demands.

Secure. Reliable. Compliant.

Who idebit serves

Banks & Credit Unions

Implement FedNow® with your existing ACH and core systems.

Payment & ACH Providers

Add instant payments next to your current ACH and card rails.

Enterprises & Platforms

Offer instant payouts to employees, contractors, and customers.

Get a 30‑minute consultation to explore implementation options, fraud controls, and FedNow integration scenarios.