Program Rules

How to Enroll

To participate in idebit®, the Financial Institution that issued your debit or credit card must also be enrolled in idebit®. To verify your Financial Institution's participation, click one of the following links.

  • Enroll My Card – you will be asked to enter the first 12 digits of your debit or credit card number. This will verify that your card is eligible and begin the enrollment process.
  • Participating Financial Institutions – list of participating Financial Institutions and their website if available.

If you would like to invite your Financial Institution to offer idebit® as a rewards program, please click idebit® Invite. We will contact the Financial Institution on your behalf.

How idebit® Works

idebit® is a free service to all eligible card holders. Simply enroll your card and select a school or charity. Some Financial Institutions allow cardholders to enroll multiple cards and select multiple schools or charities. Financial Institutions may also limit the schools or charities available for selection.

Once enrolled, each time you use your debit or credit card, you will earn a point. At the end of the calendar year, your Financial Institution will make a contribution to your selected school or charity based on the total number of points earned. The overall donation to a school or charity is dependent upon how many people choose that school or charity and how many times they use their card/s.

School and Charity Eligibility

Click Track Points and search for a school or charity to check for eligibility. If you can't find the school or charity of your choice, click Suggest School or Charity. We will contact the school or charity, verify that they are eligible and add them to the website.

In general, any K-12 public or private school with 501(c)(3) or 509(a)(1) tax-exempt status or any non-profit with 501(c)(3) tax-exempt status is eligible for selection. The school or charity must be located in the United States and active on the dates the points are earned and the date the donation payment is issued.

Program Terms and Donations

Subject to change and Financial Institution participation, the idebit® program runs from January 1st to December 31st of each calendar year. Donation payments will be issued electronically during the first quarter of the calendar year. Payments will be made directly to the school or charity. Payments made via check will incur a processing fee. If the school or charity has not cashed its payment within six months of its issuance, the donation will be reallocated to another school or charity of idebit® or the Financial Institution's choice.

Program Changes

At any time, program rules, terms, practices, conditions and/or participation may be added, deleted, changed or discontinued at the discretion of idebit® or the participating Financial Institutions without prior notice. All additions, deletions, changes or discontinuances will be announced on and/or the participating Financial Institution's website.